About
Capital Ratios
As of December 31, 2012
Given the challenging economic environment The Peoples Community Bank continues to maintain capital ratios that are substantially greater than the regulatory requirement to be considered a well capitalized bank (the highest possible rating).
| The Peoples Community Bank |
Regulatory Minimum to be "Well-Capitalized" |
Regulatory Minimum to be "Adequately-Capitalized" |
|
|---|---|---|---|
| Risk Based Capital Ratio |
14.22% | 10.00% | 8.00% |
| Tier 1 Risk-Based Capital Ratio |
12.95% |
6.00% | 4.00% |
| Leverage Ratio | 11.08% | 5.00% | 4.00% |
