The Peoples Community Bank
  • Personal Services
  • Mortgage Services
  • Business Services
  • Wealth Management


Capital Ratios

As of December 31, 2014

Given the challenging economic environment The Peoples Community Bank continues to maintain capital ratios that are substantially greater than the regulatory requirement to be considered a well capitalized bank (the highest possible rating).

  The Peoples
Community Bank
Regulatory Minimum
to be "Well-Capitalized"
Regulatory Minimum
to be
Risk Based
Capital Ratio
15.12% 10.00% 8.00%
Tier 1 Risk-Based
Capital Ratio


6.00% 4.00%
Leverage Ratio


5.00% 4.00%