Requires no minimum balance or deposit to open and provides surcharge-free ATM transactions and a no annual fee MasterCard debit card. The monthly service charge of $7.95 can be waived with 3 or more qualifying services from the list below or combined deposit balances of $2,500 or more. Write up to 15 checks per month with no per item fee. Checks paid in excess of 15 monthly will incur a $0.25 per item service charge. Paper statements are available on this account for $2.00 per statement cycle.
- No minimum balance requirement
- Unlimited check writing and up to 2 boxes of checks per year
- 3x5 safe deposit box with no annual fee
- MasterCard debit card with no annual fees (may be subject to separate transaction fees assessed by the ATM owner)*
- Unlimited ATM transactions at bank owned or MoneyPass ATMs
- Surcharge-free ATM access at over 25,000 locations nationwide
- Online Banking
- Online Bill Pay
- Finance Works (personal financial management tool)
- Mobile Banking Services
*Subject to credit approval
** Expedited (next day) payments are available for a fee of $10.00 per item.
***Unlimited incoming Account to Account (A2A) transfers with no fee. Outgoing A2A transfers incur a $2.00 fee per transfer.
- Direct Deposit of payroll or retirement funds
- Savings account with balance >$250
- Money Market Account
- Certificate of Deposit
- Individual Retirement Account
- Mortgage Loan
- Auto Loan
- Credit Card
- Investment Center Account
See the rates for our interest-bearing accounts.