Checking Accounts Comparison Chart

Checking Accounts
Features Simply Good Checking Premium Checking
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Best if you want

A paperless account

An account that pays interest with unlimited check writing
Balance to Open $0 $0
Does account pay interest No Interest paid on balances > $2,500; compounded monthly
MasterCard Debit Card* Included Included
ATM MoneyPass® Access Included Included
Online Banking Included Included
Online Bill Pay Included Included
E-Statements Included Included
Online check images Included Included
Mobile & Text Banking Included Included
Mobile check deposit Available upon approval Available upon approval
Mobile P2P payments** Included Included
Mobile A2A payments*** Included Included
Money Management (personal financial management tool) Included Included
FDIC Insurance Up to $250,000 per depositor Up to $250,000 per depositor
Supply of checks No No
Overdraft Sweep Transfer (OD/Sweep TRF)**** Available with fee Available with fee
Personal Reserve Account (overdraft protection)* Available with annual fee No
  • *Subject to credit approval.
  • **Expedited (next day) payments are available for a fee of $10.00 per item.
  • ***Unlimited incoming Account to Account (A2A) transfers with no fee. Outgoing A2A transfers incur a $2.00 fee per transfer.
  • ****$2.00 Overdraft Sweep Transfer from Savings or Checking (Each sweep transfer counts toward one of the six electronic transfers allowed per statement cycle).

For current rate information click here or call 1-800-795-2151.

  • Simply Good Checking: This is an account with no monthly maintenance fees and no minimum balance requirements to open. It provides surcharge-free ATM transactions at over 25,000 ATMs nationwide and a MasterCard debit card with no annual fee. Paper statements are available for $2.00 per statement cycle.
  • Premium Checking: This is an interest-bearing account that offers unlimited check writing with no per item fee, a no annual fee MasterCard debit card* and more! The flat service charge of $9.95 can be waived if a balance of $2,500 or greater is maintained throughout a statement cycle. Interest is earned on balances of $2,500 or more and is paid and adjusted monthly based on current market conditions. Both the interest rate and Annual Percentage Yield (APY) may change after opening the account. There is a $2.00 fee for paper statements only if online banking is a service selected and you elect not to receive online statements.
  • *Subject to credit approval. $2.00 non-network ATM fee per withdrawal after first 2 non-network ATM withdrawals per statement cycle.

Current Deposit Rates

See the rates for our interest-bearing accounts.