Checking Accounts Comparison Chart
|Features||Simply Green||Checking Plus||Premium Checking|
|(Learn More)||(Learn More)||(Learn More)|
|Best if you want||
A paperless account
|A basic checking account||An account that pays interest with unlimited check writing|
|Balance to Open||$0||$0||$0|
|Does account pay interest||No||No||Interest paid on balances > $2,500; compounded monthly|
|MasterCard Debit Card*||Included||Included||Included|
|ATM MoneyPass® Access||Included||Included||Included|
|Online Bill Pay||Included||Included||Included|
|Online check images||Included||Included||Included|
|Mobile & Text Banking||Included||
|Mobile check deposit||Included||Included||Included|
|Mobile P2P payments**||Included||Included||Included|
|Mobile A2A payments***||Included||Included||Included|
|Finance Works (personal financial management tool)||Included||Included||Included|
|FDIC Insurance||Up to $250,000 per depositor||Up to $250,000 per depositor||Up to $250,000 per depositor|
|Supply of checks||No||No||Yes - up to 2 boxes per year|
|Safe deposit box||Annual rental available||Annual rental available||3x5 box included|
|Personal Reserve Account (overdraft protection)*||Available with annual fee||Available with annual fee||No|
- *Subject to credit approval.
- **Expedited (next day) payments are available for a fee of $10.00 per item.
- ***Unlimited incoming Account to Account (A2A) transfers with no fee. Outgoing A2A transfers incur a $2.00 fee per transfer.
For current rate information click here or call 1-800-795-2151.
- Simply Green Checking: This is a paperless account that requires no minimum balance to open. The monthly fee of $4.95 is waived with direct deposit of payroll or for students age 22 and under. Checks or other paper items paid against the account are assessed a fee of $1.00 per item and paper statements are available for $2.00 per statement cycle.
- Checking Plus: Requires no minimum balance or deposit to open and provides surcharge-free ATM transactions and a no-annual fee MasterCard debit card. The monthly service charge of $7.95 can be waived with 3 or more qualifying services from the list below or combined deposit balances of $2,500 or more. Write up to 15 checks per month with no per item fee. Checks paid in excess of 15 monthly will incur a $0.25 per item service charge. Paper statements are available on this account for $2.00 per statement cycle.
- Premium Checking: This is an interest-bearing account that offers unlimited check writing with no per item fee, up to two boxes of checks per year, a 3x5 safe deposit box, a no-annual fee MasterCard debit card and more! The monthly service fee of $9.95 can be waived with 5 or more qualifying services from the list below or with combined deposit account balances of $10,000 or more. Interest is earned on balances of $2,500 or more and is paid and adjusted monthly based on current market conditions. Both the interest rate and Annual Percentage Yield (APY) may change after opening the account. There is a $2.00 fee for paper statements only if online banking is a service selected and you elect not to receive online statements.
|Checking Plus||Premium Checking|
|Direct Deposit of payroll or retirement||Direct deposit of payroll or retirement|
|Email alerts||Email alerts|
|Savings account with balance > $250||Savings account balance with > $250|
|Money market account||Money market account|
|Certificate of deposit||Certificate of deposit|
|Individual Retirement Account||Individual Retirement Account|
|Mortgage Loan||Mortgage Loan|
|Auto loan||Auto loan|
|Credit card||Credit card|
|Personal Reserve Account*||Investment Center Account|
|Investment Center Account|
*Subject to credit approval
See the rates for our interest-bearing accounts.