Premium Checking

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This is an interest-bearing account that offers unlimited check writing with no per item fee, a no annual fee MasterCard debit card and more! The flat service charge of $9.95 can be waived if a balance of $2,500 or greater is maintained throughout a statement cycle. Interest is earned on balances of $2,500 or more and is paid and adjusted monthly based on current market conditions. Both the interest rate and the Annual Percentage Yield (APY) may change after opening the account. There is a $2.00 fee for paper statements only if online banking is a service selected and you elect not to receive online statements.

Benefits:

  • *Subject to credit approval
  • ** $2.00 non-network ATM fee per withdrawal after first 2 non-network ATM withdrawals per statement cycle.
  • *** Expedited (next day) payments are available for a fee of $10.00 per item.
  • ****Unlimited incoming Account to Account (A2A) transfers with no fee. Outgoing A2A transfers incur a $2.00 fee per transfer.
  • *****$2.00 Overdraft Sweep Transfer from Savings or Checking (Each sweep transfer counts toward one of the six electronic transfers allowed per statement cycle).

Current Deposit Rates

See the rates for our interest-bearing accounts.