This is a paperless account that requires no minimum balance to open. The monthly fee of $4.95 is waived with direct deposit of payroll or for students age 22 and under. Checks or other paper items paid against the account are assessed a fee of $1.00 per item and paper statements are available for $2.00 per statement cycle.
- No minimum balance requirement
- MasterCard debit card with no annual fees (may be subject to separate transaction fees assessed by the ATM owner)*
- Unlimited ATM transactions at bank owned or MoneyPass ATMs
- Surcharge-free ATM access at over 25,000 locations nationwide
- Online Banking
- Online Bill Pay
- Finance Works (personal financial management tool)
- Mobile Banking Services
*Subject to credit approval
** Expedited (next day) payments are available for a fee of $10.00 per item.
***Unlimited incoming Account to Account (A2A) transfers with no fee. Outgoing A2A transfers incur a $2.00 fee per transfer.
See the rates for our interest-bearing accounts.