The Peoples Community Bank
  • Personal Services
  • Mortgage Services
  • Business Services
  • Wealth Management

Personal Services

Premium Checking

An interest-bearing account, Premium Checking offers unlimited check writing with no per item fee, up to 2 boxes of checks per year, a 3x5 safe deposit box, a no-annual-fee MASTERCARD debit card, unlimited debit card and ATM transactions with no per-item or transaction fees* and more!


  • No minimum balance required
  • Unlimited check writing (includes up to 2 boxes of duplicate checks per year)
  • Free 3x5 safe deposit box or credit on larger box
  • Interest earned on balances of $2,500 or more
  • MasterCard debit card with no annual fee or per item fee*
  • Unlimited ATM transactions**
  • Surcharge-free ATM access at over 24,000 locations nationwide
  • Online Banking with no fee
  • Online Bill Pay with no fee
  • Mobile & Text Banking with no fee
  • Mobile Check Deposit with no fee


  • Monthly service charge of $10.00 is waived with the addition of 5 qualifying services or combined deposit account balances of $10,000.
  • No minimum balance is required to open or maintain the account.
  • In order to earn interest, a balance of $2,500 or greater must be maintained.
  • Interest is paid and adjusted monthly based on current market conditions. Both the interest rate and APY may change after opening the account.

Qualifying Services:

*Subject to credit approval
**Does not cover surcharge fees that may be assessed by ATM owner.