The Peoples Community Bank
  • Personal Services
  • Mortgage Services
  • Business Services
  • Wealth Management

Personal Services

Premium Checking

This is an interest-bearing account that offers unlimited check writing with no per item fee, up to two boxes of checks per year, a 3x5 safe deposit box, a no-annual fee MasterCard debit card and more!  The monthly service fee of $9.95 can be waived with 5 or more qualifying services from the list below or with combined deposit account balances of $10,000 or more.  Interest is earned on balances of $2,500 or more and is paid and adjusted monthly based on current market conditions.  Both the interest rate and the Annual Percentage Yield (APY) may change after opening the account.  There is a $2.00 fee for paper statements only if online banking is a service selected and you elect not to receive online statements.


  • No minimum balance required
  • Unlimited check writing and up to 2 boxes of checks per year 
  • 3x5 safe deposit box with no annual fee 
  • MasterCard debit card with no annual fee or transaction fees (may be subject to separate transaction fees assessed by the ATM owner)*
  • Unlimited ATM transactions at bank owned or MoneyPass ATMs
  • Surcharge-free ATM access at over 24,000 locations nationwide
  • Online Banking
  • Online Bill Pay
  • E-Statements
  • Finance Works (personal financial management tool)
  • Mobile & Text Banking

*Subject to credit approval

**3 Person to Person (P2P) payments allowed per statement cycle with no fee.  More than 3 payments incur a $2.00 fee per item.  Expedited (next day) payments are available for a fee of $10.00 per item.

***Unlimited incoming Account to Account (A2A) transfers with no fee.  Outgoing A2A transfers incur a $2.00 fee per transfer.

Qualifying Services: