The Peoples Community Bank
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Personal Services

Value Checking

The best value going, this account requires no minimum balance or deposit to open and offers unlimited check writing with no per item fee, plus up to 2 boxes of checks per year!

For a flat monthly fee of $7.95 it also provides a no-annual-fee Personal Reserve Account (PRA), a no-annual-fee MASTERCARD debit card, unlimited debit card and ATM transactions with no per-item or transaction fees* and more.


  • No minimum balance required
  • Personal Reserve Account (PRA) with no annual fee
  • Unlimited check writing (includes up to 2 boxes of duplicate checks per year)
  • MasterCard debit card with no annual fee or per item fee*
  • Unlimited ATM transactions**
  • Surcharge-free ATM access at over 24,000 locations nationwide
  • Online Banking with no fee 
  • Online Bill Pay with no fee
  • Mobile & Text Banking with no fee
  • Mobile Check Deposit with no fee


* Subject to credit approval
**Does not cover surcharge fees that may be assessed by ATM owner.