The Peoples Community Bank
  • Personal Services
  • Mortgage Services
  • Business Services
  • Wealth Management

Personal Services

Credit Cards

VISA Classic Card

With credit limits up to $5,000, this card provides the benefits of no annual fee and a 25-day grace period on purchases before incurring interest charges. Travel accident insurance is also included free when your travel fare is charged to your credit card account. With an Annual Percentage Rate (APR) of 16.44%, you can choose to pay your monthly bill in full within the grace period to avoid interest charges or make easy, minimum monthly payments of only 2% of the outstanding balance or $20, whichever is greater.

VISA Gold Card

Credit limits on this card start at $5,000 and also provide the benefits of no annual fee and a 25-day grace period on purchases before incurring interest charges. Travel accident insurance is also included free when your travel fare is charged to your credit card account. This card, however, offers an introductory Annual Percentage Rate (APR) of 5.90% for the first six months and 12.90% APR thereafter. As with the Classic Card, should you choose to pay your monthly bill in full within the grace period, you can avoid interest charges, or you can make easy, minimum monthly payments of only 2% of the outstanding balance or $20, whichever is greater.

To apply for either card, contact a personal banker today.