The Peoples Community Bank
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Personal Services

SAVINGS ACCOUNTS

Features Regular Savings Super Saver Golden Passbook Money Market
Best if you want A simple, easy-to-manage savings account. An account with no fixed maturity date. An account offering unlimited withdrawals and higher interest based on tiered balances. An account providing check writing and debit card privileges and higher interest based on tiered balances.
Balance to Open $1 $2,500 $100 $2,500
Interest Compounded Quarterly Monthy Quarterly Monthly
Online & Mobile Banking Included Included Included Included
ATM MoneyPass® Access* Included Included Included Included
Debit Card Priveleges Yes No No Yes
Check Writing Priveleges No No No Yes
E-Statements Included Included Included Included
Monthly Service Charge $1.65 (if balance falls <$100) None None None
Allowable Transactions Up to 6 withdrawals or transfers per month Up to 6 withdrawals or transfers per month Penalty-free withdrawals during the first 10 days of every calendar quarter or with a 90-day written notice Up to 6 withdrawals or transfers are allowed each month; 3 may be made via check or debit card
FDIC Insurance Coverage Up to $250,000 per depositor Up to $250,000 per depositor Up to $250,000 per depositor Up to $250,000 per depositor

For current rate information click here or call 1-800-795-2151.

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GOLDEN PASSBOOK SAVINGS

Balance and Rate Information: The interest rate and APY may change after opening the account. The interest rate is adjusted monthly based on current market conditions. Interest is compounded and credited quarterly and at maturity. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). The daily balance method is used to calculate the interest on this account. The daily balance method applies a daily periodic rate to the principal in the account each day. Interest is compounded quarterly and credited quarterly.

SUPER SAVER SAVINGS

Balance and Rate Information: The interest rate and the APY may change. Interest is paid and adjusted monthly to current market conditions. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). The daily balance method is used to calculate the interest on this account. The daily balance method applies a daily periodic rate to the principal in the account each day. Interest is compounded and credited monthly.

MONEY MARKET

Up to six withdrawals or transfers are allowed each month. Unlimited withdrawals or transfers can be made in person. Unlimited deposits are permitted at any time. The minimum balance required to open and obtain the Annual Percentage Yield (APY) is $2,500. The interest rate and APY may change after opening the account. Both the interest rate and APY are updated daily and reflect today's date.