Commercial Checking

This account is designed for partnerships or corporations who do not qualify for Small Business Checking. Commercial Checking implements a monthly account activity analysis and an earnings credit based on the average of rates from the previous month's 13-week Treasury Bill auctions.

Simply stated, we calculate the cost of services you use and offset that cost with a credit based on the average collected balance in the account during the month. We then calculate the average balance necessary to cover monthly account activity costs and average uncollected funds.

Fees & Charges:

  • Monthly account maintenance charge: $11.50
  • Per debit item charge: $0.07
  • Per ACH deposit item charge: $0.07
  • Per deposit item charge: $0.61